Terms & Conditions

Effective Date: July 13th, 2025
Company Name: Slick Credit Consulting LLC ("we," "our," "us")
Website: https://slickcreditrepair.com, https://stan.store/slickcredit

1. Acceptance of Terms

By accessing and using our website and services, you ("Client," "you," "your") agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, you must not use our website or services.

2. Credit Repair Services

We provide services designed to help you understand, monitor, and improve your credit. This includes:

  • Consulting on credit education and strategy

  • Assistance with identifying and disputing inaccurate, outdated, or unverifiable information on your credit reports

  • Ongoing guidance and support through your credit improvement process

We do not guarantee any specific results, including score increases or the removal of all negative items. Our services comply with the Credit Repair Organizations Act (CROA) and all applicable federal and state laws.

3. Eligibility

You must be at least 18 years old and a legal resident of the United States to use our services.

4. Use of Third-Party Services

We use trusted third-party service providers to support our operations. This includes:

  • Payment Processors: Payments are processed securely via third-party providers such as Stripe, PayPal, or similar platforms. These providers have their own privacy policies and terms, which you agree to by using our services.

  • Software Providers: We use third-party platforms to manage client data, communications, and credit-related documentation. These systems are secured and encrypted to protect your information.

We are not responsible for errors or service interruptions caused by third-party vendors.

5. Payments and Fees

Consulting Fee (Upfront)

Upon enrolling, you agree to pay a non-refundable upfront consulting fee. This fee covers:

  • Credit report review

  • Credit education and goal planning

  • Personalized strategy development

  • Account setup and onboarding assistance

This fee is collected before any credit repair services begin. It is strictly for consulting services and is not a payment for credit repair results.

Credit Repair Service Fees (Post-Service)

You will only be billed for credit repair services after those services have been performed. This includes but is not limited to:

  • Preparing and sending disputes to credit bureaus or creditors

  • Providing monthly service updates and progress tracking

  • Ongoing support and credit advice

Additional charges may apply for premium add-ons or services. All fees will be disclosed in writing prior to billing.

6. Client Responsibilities

By using our services, you agree to:

  • Provide accurate and complete information

  • Cooperate with us in a timely manner

  • Respond to requests for documents or approvals when needed

  • Not use our services for any illegal or fraudulent activity

Failure to meet these responsibilities may result in suspension or termination of services without refund.

7. No Guarantee of Results

We do not guarantee:

  • Any specific credit score improvement

  • Approval for loans, credit cards, or financing

  • Removal of all negative credit items

While we aim to help improve your credit profile, results vary by individual and are influenced by the actions of credit bureaus and creditors.

8. Limitation of Liability

To the fullest extent permitted by law, Slick Credit Consulting LLC shall not be liable for:

  • Any indirect, incidental, or consequential damages

  • Loss of income, profits, or business opportunities

  • Errors, delays, or damages caused by third-party providers

  • Unauthorized access to or use of your data outside of our control

Our total liability for any claim related to our services is limited to the amount you paid in the 60 days prior to the claim.

9. Termination

We may terminate your access to services at any time if you:

  • Violate these Terms and Conditions

  • Engage in fraudulent or harmful activity

  • Fail to make required payments

You may cancel services at any time by providing written notice. Note that upfront consulting fees are non-refundable.

10. Intellectual Property

All website content, including logos, text, graphics, and software, is the property of Slick Credit Consulting LLC. You may not copy, modify, distribute, or reproduce any content without our express written consent.

11. Privacy Policy

By using our website and services, you also agree to our Privacy Policy, which describes how we collect, use, and safeguard your personal information. Please review it carefully.

12. Governing Law

These Terms and any disputes arising from your use of our services are governed by the laws of the State of Florida, without regard to conflict of law principles.

13. Dispute Resolution

In the event of any dispute, both parties agree to first attempt informal resolution. If unresolved, disputes will be submitted to binding arbitration in the State of Florida. You waive your right to participate in class-action lawsuits.

14. Changes to Terms

We may update these Terms & Conditions at any time. Changes will be posted on this page with a revised effective date. Your continued use of the website and services after changes are posted constitutes your acceptance of the updated Terms.

15. Contact Information

If you have questions about these Terms or our services, you may contact us at:

Slick Credit Consulting LLC
Email: contact@slickcreditrepair.com
Phone: (904) 203-8667‬